Our Purpose

Good financial services have the power to transform lives. We exist to give all Mexicans access to solutions to increase their income, to save and free themselves from debt.

Our Mission

At Crediclub, we empower Mexicans to reimagine their future, helping them achieve their goals of prosperity with simple and fair financial services.

Driven by Technology

We are the leading technology company in financial services with social impact in Mexico.

Strength that provides confidence

We are recognized as a solid and transparent company by our clients and international rating agencies such as Moody's.

Impact that transforms lives

For 18 years, we have been helping to improve the lives of our clients, their families and their communities.

History
2022
Series B announcement, exceeding $85 MDD, led by LCatterton with the participation of current shareholders, the IFC and other prestigious funds
2021
Launch of credit for small and medium-sized businesses
2018
Series A capitalization; issuance of certificates on the Mexican Stock Exchange
2016
Ronda Seed; launch of Investment SuperTasas.com
2015
Launching personal credit online
2014
Transformation from SOFOM to SOFIPO
2009
Launch of credit for personal businesses
2006
Pre-seed round; credit card launch
2005
Foundation, creation of a business plan and search for capital

Leadership

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Co-Founder & CEO
Juan Francisco Fernandez

Graduated with a degree in Economics from Tecnológico de Monterrey. He has an MBA from Stanford University. He worked as a consultant for McKinsey & Company. He also worked as a teacher at the Tecnológico de Monterrey. He advised the main banks in Latin America from McKinsey.

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Co-Founder & COO
Gabriel Ruelas

He graduated from the degree in Management from Tec de Monterrey, and has an MBA from the MIT Sloan School of Management. His career began as COO at that financial institution until 2010, when he co-founded OneCard, a company that issues and manages prepaid and credit cards.

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Chief Financial Officer
Luis Corona

A graduate of Tec de Monterrey, with a law degree, he has two master's degrees, one in Finance and an MBA, in addition to having Green Belt certifications, in PMBOK Project Management, as an AMIB Figure 3 Investment Strategy Advisor and as an Administrator of Non-Bank Financial Intermediaries.

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Chief Data Science Officer
Luis López

He studied economics at the Autonomous University of Nuevo León and was part of the selection of Taletum University at the Center for Economic Research and Teaching (CIDE). In addition, he has a master's degree in data, economics and development policy from the Massachusetts Institute of Technology (MIT).

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SME Director
Emilio Cuéllar

More than 10 years of experience in the financial sector. Prior to Crediclub, he worked at Oliver Wyman and Banco Sabadell, in addition to launching two ventures. He is currently pursuing an MBA at Northwestern University's Kellogg Business School. In addition, he graduated from SEU with a degree in finance and has a diploma in corporate finance from ITAM.

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Savings and Investment
Ana Sofía Moya

Graduated in Industrial and Systems Engineering from Tecnológico de Monterrey. She has experience in developing new businesses and since joining Crediclub in 2021, she has contributed to the digitalization and optimization of the area, managing an investment portfolio of more than 3,000 MDP.

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Personal Credit
Daniel Alejandro Náder

Economist, pursuing a master's degree in Data Science from Harvard University; He has more than 10 years of experience in the technology industry, with experience in: Venture Capital Uber, Enviaflores and Rappi, he joined Crediclub in 2023 as Director of New Products.

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Digital Transformation
Daniela de la Fuente

She graduated from the Economics degree from Tecnológico de Monterrey and a master's degree in Money and Banking from the University of Essex in England. She joined Crediclub in 2018 and has made key contributions to the digitalization and development of all our products.

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Personal Business
Rubén Romero

With a solid track record in the financial sector, he has stood out for his leadership in areas such as business intelligence, development of digital consumer products, and the successful management of commercial teams, achieving annual increases of more than 40%. A graduate of Tecnológico de Monterrey, he has a degree in marketing and a master's degree in science with a specialty in Organizational Communication.

ESG

The material issues we focus on:
Prosperidad

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Gobernanza

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Diversidad

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Planeta

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ESG

Prosperidad

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Gobernanza

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Diversidad

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Planeta

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