The Customer must safeguard their User data and Authentication Factors in order to prevent risks inherent to the use of the Electronic Services, and the Customer is solely responsible for the use of the Authentication Factors for access to the Electronic Services. The Customer assumes the responsibility derived from any money transfer requested within the national territory or abroad. The Customer releases Crediclub from any liability arising from or related to mismanagement, error or operation outside the guidelines established by Crediclub, carried out by the Customer for this purpose in the Electronic Services, and therefore undertakes to remove Crediclub in peace and security from any claim, complaint, administrative or judicial action that may be taken against him for the reasons mentioned above.

• Crediclub does not request access codes through officials, employees, third parties, emails or postcards, or by any other means.
• The customer is solely responsible for the use of Authentication Factors for access to Electronic Services.
• If any of the Authentication Factors are stolen or lost, notify Crediclub.
• Keep a record of your transactions.
• Don't make electronic transactions in Internet cafes or public places.
• Never reveal your personal information.
• Ensure responsible management in your financial operations.
• Protect and protect your Username and Password.
• Use software such as a firewall, anti-spyware or antivirus to protect your electronic equipment from a malicious virus.
• Use only the phone numbers that Crediclub has provided you.